- Envision Your New Life
Start with your ideal day by thinking beyond finances. What does fulfillment look like?
- What would a perfect weekday in retirement look like from morning to night?
- Where do you imagine living: the same home, downsized, or somewhere new?
- Who do you spend the most time with? Do you want more time alone or more social engagement?
- What hobbies, passions, or adventures have you put off that you want to prioritize now?
- Time Audit: How You Spend It Now
Understanding how your time is currently spent can help guide future planning.
- How many hours a week do you currently work or stay busy with tasks?
- What activities bring you the most satisfaction during your free time?
- Are there any routines you’d like to keep or let go of once you retire?
- Do you often feel bored or overbooked?
- Your Relationship with Work
Retirement doesn’t always mean the end of working; it may just mean working differently.
- What did (or does) your career mean to you beyond income?
- Do you want to continue working part-time, consulting, volunteering, or starting a new project?
- How many hours a week, if any, would you ideally like to work?
- Is your identity closely tied to your profession?
- Lifestyle Planning & Readiness
You’ve likely planned financially, but have you planned emotionally and practically?
- Do you have a written or mental plan for how you’ll structure your time in retirement?
- How do you plan to stay physically active and mentally sharp?
- What support systems do you have for social connection and purpose?
- Are there causes, skills, or experiences you’d like to explore?
- Your Next Steps
Bringing clarity to your answers can help you design a retirement that’s not only financially sustainable but emotionally fulfilling.
Takeaway Action:
Write down 3 lifestyle goals for your first year of retirement. Think: relationships, purpose, passion, or wellness. Then consider sharing them with your financial advisor so they can help you build a plan that aligns your money with the life you truly want. Click HERE to reach out to one of our professionals at TradeWell™ Tax & Financial today for a complimentary review of your finances.
