Step Four
Healthcare Planning
Understanding the healthcare system can be overwhelming. We can help evaluate your situation and determine what kinds of products could fit into a comprehensive healthcare plan strategy, one that is suited to your needs and circumstances. Our dedicated team will work together to develop a comprehensive plan to help lessen both the emotional and financial burden Healthcare Planning or unforeseen medical expenses can cause.
From end-of-life transition planning to long-term care, our in-house attorney specializes in elder law and can address your family’s concerns with experience and compassion. Legal strategies can be developed for most of the major changes you or your loved ones might confront using our values-based, goal-oriented planning process.
SCHEDULE YOUR COMPLIMENTARY REVIEW TODAY!
As Seen In
Long-Term Care Resources
Your Life & Health Insurance Review Checklist
Many start looking at long-term care policies at about age 50. With rising nursing home costs, it may be prudent to review this type of protection earlier rather than later. There is a 45% chance that you will not need this type of coverage which includes; In-Home Care, Adult Day-care, Assisted Living and Nursing Home coverage. If you have a medical issue that lands you in the hospital then a Nursing Home, Medicare does not cover this expense, you do. Our team of experienced professionals can help to mitigate this risk with coverage or covering costs straight from your retirement account.
Are you taking full advantage of your health insurance? Have you chosen deductibles that are reasonable in relation to your needs to keep premiums as low as possible? If you retire before Medicare age of 65, does your insurance agent represent ALL available insurance companies in Indiana to ensure that you have the best available coverage for the most competitive price? At TradeWell Tax & Financial, our two in-house insurance professionals can help you find the best health insurance plan for your situation.
Do you have adequate short-term and long-term coverage? Do you understand all of the details such as waiting periods, disability definitions and any total limits? Disability benefits end at age 65 no matter when you purchase. If you have a current policy, let one of our Tradewell insurance agents help you review. If you do not have disability coverage let one of our insurance sales professionals help you purchase the best policy available for your specific needs.
Are you taking advantage of employer sponsored coverage or that available through a professional organization? If purchasing individual coverage, do you have enough? Tradewell Tax & Financial insurance and annuity advisers suggest that the primary breadwinners should have insurance equal to six to 10 times their annual incomes. Have you considered whether term or whole life policies provide the right combination of coverage and financial security? Work with out dedicated team of professionals to find the best fit for your retirement goals.
REVIEW YOUR LONG-TERM CARE PLAN TODAY!
