Services

We’re committed to helping you construct a comprehensive financial plan that aligns with your unique goals and aspirations. We know that just like individuals, no two families or financial plans are ever the same at TradeWell™.

We’ll show you how to make sure all of the key financial elements in your life are moving in the same direction; that the whole is greater than the sum of the parts. To meet your needs, we have assembled a talented team of specialists with extensive experience in one or more of the following disciplines:

Investment Management

Deciding which investments and the appropriate amount that should be allocated into individual stocks and ETF’s ( Exchange Traded Funds) is different for each person.  We are risk managers when it comes to your retirement and want to mitigate the systemic risk of the stock market in the most conservative way possible.  Our cost efficient approach to portfolio construction can make investing easier and more affordable. 

401(k) Rollovers

If you’re approaching retirement, we can review your current 401(k) and recommend a Rollover/IRA strategy that’s customized to your personal goals.  Always consult with a professional who completely understands tax law and the correct way to ‘rollover’ your life savings.  Often times opportunities are missed to potentially save tens of thousands in tax savings when this process is attempted by an individual or a financial professional who does not completely understand the process.   If you have your employers stock inside of your 401k please consult one of our Tax Advisers so we can implement the ‘Net Unrealized Appreciation’  (NUA) opportunity that may exist inside your 401k.  This strategy can potentially save you tens of thousands of tax savings.  Take advantage of private meeting with one of our 401k Rollover expert advisors to determine the best approach to secure your retirement.

Retirement Planning

If you’re looking for a better approach to your retirement plan, TradeWell™ can help. Our keen sense of fiduciary responsibilities ensures your interests always come first.  The timing of your  Social Security Benefits along with other sources of income can play a key roll in securing your income for the future.  We want to mathematically prove that your income will last a lifetime once your paychecks stop a work.  If you are still working and contributing to your company sponsored plan like your 401k or 403b and are in the ‘Retirement Red Zone’ (5-years from retirement) then a meeting with one of our retirement architects is recommended to make sure you are prepared for when the paychecks stop.

Financial Planning

You can’t manage what you can’t measure. That’s why goal setting is so important in financial planning. Our planning services are designed to create a portfolio specific to your given resources and time frame.  We need to look into the future, perhaps once you reach age 70.5 and are required to take distributions from your retirement accounts; what can we do now to make that look better?

Elder Law Services

From end-of-life transition planning to Long-Term Care, our elder law specialist can address your family’s concerns with consideration and skill.  Basic legal documents can be a great start and serve as a foundation for your retirement.  Kirby can write your Will, Financial Power of Attorney, Health Care Power of Attorney, Living Will, Trusts and IRA Inheritance Trust.

Risk Management

Mitigating the risk inside your portfolio is where we start.  Let me ask you a question; if the stock market were to go up an additional twenty percent from where you are now, would that change your life?  Would you buy that retirement home in Florida or a new car?  Most people say NO that an additional twenty percent would not change a thing.  If the stock market were go the other direction such as in 2008 and we enter another recession and your accounts were to go down twenty or more percent and stay down for an extended period of time.  What would you do?  Would this change things?  We don’t want you to have to go back to work, and protecting your life’s work is what we do.  Let us help you reduce the unnecessary risk, prepare for the next recession and mathematically prove that your income will last as long as you do.  We have been in business for 17 years and consider ourselves the best retirement planning firm in Fort Wayne and one of the top investment management firms in Indiana and Michigan.  We customize tailored retirement income plans and back it up with a written financial plan.