Wouldn't You Rather Have Your Own Fiduciary Watching Over Your Money?
We are fee-based Investment Advisors Representatives and Fiduciaries, which, by law, requires us to put your interest ahead of our own. We can receive either an hourly wage or set dollar amount for work that’s established well in advance, or a fee which is a small percentage that is based upon the balance in your account, or both. When your balance goes down we make less, when it goes up we make more. You can rest assured that we will position you according to your individual needs, not ours. The best part is you do not have to write us a check monthly, because the fee comes directly out of your account.
In fact, since we are compensated generally according to how well we grow and preserve your wealth, we share in your goals – much the way a business partner would. We feel that when it is time to roll-over your 401k that fee-based advice could be much better to help you get to, and through retirement.
We Are Both Sitting On the Same Side of the Table In Pursuit of the Same Objectives
Brokers and most big Retail Banks and Brokerage Companies on the other hand, make their living by earning commissions on what they sell. The more transactions they create, the more income they make. You may not feel confident knowing if the recommendation is what is in your best interest or theirs, and there is no law or standard that requires them to do so as long as the sale is suitable to your needs. We on the other hand are held to a higher standard and are required to do what is best for you.
Federal law requires that Registered Investment Advisors like USA Financial Securities (Mike and Bryan are investment advisor representatives through USA) be held to a strict Fiduciary Standard. This standard requires that we act only in your best interest and charging commissions has an inherent conflict of interest that we must avoid.
Benchmarks for this standard require that we can prove that we have provided you with optimal investment choices as well as disclosing to you any potential interest we might have in one of our recommendations.
Our fee-based accounts include:
With TradeWell’s guidance, you can coordinate your entire financial program under one convenient roof. Our team can also work seamlessly with your other established professionals, too.
Mike Albertson is an Investment Adviser Representative. Advisory services offered through Secure Asset Management, LLC (SAM) a Registered Investment Adviser.
Bryan Putt is an Investment Adviser Representative and a Registered Representative. Advisory Services are offered through Secure Asset Management, LLC (SAM) a Registered Investment Adviser. Securities are offered through Aurora Securities, Inc. (ASI) Member: FINRA/SIPC.
Tradewell Tax and Financial is not an affiliated company of (SAM) or (ASI).
Representatives of Tradewell Tax and Financial are authorized in states where they are properly registered. Mike Albertson: FL, IN, KY, OH, SC and Bryan Putt: IN. Clients who are not residents of these states cannot be serviced.
This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation. Tradewell Tax & Financial is not engaged in the practice of law. All insurance recommendations offered through Indiana Tax Advisory Group, Inc. Mike Albertson is President of Indiana Tax Advisory Group, Inc.
There are no assurances that you will achieve your investment objectives. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions, or withdrawals may materially alter the performance of your portfolio. Past performance is no guarantee of future success. We provide no guarantee that any portfolio will match or outperform any benchmark.
Recommendations and advice are based on information provided by the client that is presumed to be accurate. The financial planning process is not stagnant and must be adjusted based upon changes in the client's personal and financial situation, liquidity needs, investment objectives, and risk tolerance. Clients are responsible for notifying us immediately if their personal and financial circumstances or goals change.